Thursday, November 17, 2005

One in five Hispanic Nashville home loans was high-interest in 2004

The Tennessean reports in this article that 21% of Hispanic Nashville homebuyers om 2004 signed up for a high-interest mortgage:



"In the Metro Nashville area, an analysis of the home mortgage data showed 38% of conventional home loans to African-Americans in 2004 were high-cost. For Hispanics, 21% were."



"In contrast, only 11.8% of such loans to white home buyers in the Nashville area were considered high-cost. And even fewer higher-priced loans, 6%, were written to Asians, which some experts attribute to cultural factors such as the practice of avoiding debt."

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